Behnke understands that as a business, your casualty lines are crucial ingredients for your protection. Ranging from workers' compensation and general liability, to automobile and excess liability insurance, your policy can help protect your assets against loss. For example, these lines provide protection to employees operating vehicles on public highways and protect your company from loss due to employee negligence and accidents.

From guaranteed cost lines, to multi-peril package programs, we can provide an entire range of casualty insurance. For traditional and alternative risk programs, Behnke has the experience to structure a program around your needs.

At Behnke, we understand that property insurance is an essential element for commercial enterprises. It protects assets from fortuitous property loss, stemming from all types of peril. From single location policies, to multinational programs, Behnke can provide All Risk policies, or single line Fire, Flood, Earthquake, etc. Whether you are a small business owner or a risk manager of a worldwide conglomerate, Behnke can assist you in structuring a protection program that considers level of deductibles, limits, and perils to be insured.

One of Behnke's principal areas of expertise is the Bonds and Surety lines of business. Our markets include all the leading surety companies. Behnke is able to offer all types of bonds including fuel tax and license bonds, bid and performance bonds, financial guarantee bonds, and self-insurance bonds. Through a variety of avenues, we can provide insurance bonds for corporations electing to self-insure aspects of the risks.

For those who take their business to the sky, Behnke offers a number of aviation risk policies. Ranging from single engine, single aircraft risk, to fleets of industrial aid aircraft, Behnke offers both hull and liability coverage. Policies are only placed with leaders in the aviation market, such as United States Aircraft Insurance Group and Associated Aviation Underwriters.

Intellectual property insurance is designed for someone owning a patent, which is critical to the financial success of the company. At Behnke, our experts recognize the investment to acquire a patent and the potential rewards that can come from development. We can design a program that not only covers your legal expenses to fight those infringing on your patent, but also covers your legal expenses to defend your company against allegations of infringement on another company's patent. In addition, if there is a license agreement, this insurance will also pay the legal expenses to enforce that agreement to protect the inventor's financial interests.

Through technology, the world is becoming better connected. However, Behnke understands that in different locations, there are still different rules and regulations pertaining to insurance. Whether your international risks are a single location, or a global network on different continents, Behnke has the expertise to place international property and casualty programs. Our experts can help guide you through the maze of foreign practices.

Moving products from one location to another often creates unusual circumstances. Whether your risk is an ocean going vessel or an inland barge, Behnke can develop a program that protects hull and cargo. This type of coverage may also be applicable to temporary job sites or while installing new equipment. Behnke can analyze your specific needs and establish the right program for your particular risks.

Behnke has extensive experience when dealing with medical malpractice insurance. We insure individual physicians, group practices, medical facilities and other related accounts. Behnke is one of a handful of Illinois State Medical Malpractice Insurance Exchange (ISMIE) contracted agents and one of only three in downstate Illinois. We have access to the entire marketplace in Illinois and most other states. In addition, we can assist with rounding our other accounts that have a minor medical malpractice exposure.